{"@context":"https://schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Tarvitseeko kevytyrittäjä YEL-vakuutuksen?","acceptedAnswer":{"@type":"Answer","text":"Kevytyrittäjän täytyy vakuuttaa itsensä YEL:n mukaan, jos toiminta kestää vähintään neljä kuukautta ja YEL-työtulo eli työpanoksen arvo on vähintään 8 261,71 euroa vuodessa."}},{"@type":"Question","name":"Tarvitsenko kevytyrittäjän YEL-vakuutuksen vaikka teen töitä epäsäännöllisesti?","acceptedAnswer":{"@type":"Answer","text":"Epäsäännöllinen, mutta toistuva kevytyrittäjyys edellyttää YEL-vakuutuksen ottamista, mikäli palkka on 12 kuukauden ajan jaksolla vähintään 8 261,71 euroa. Aikaa ei lasketa kalenterivuoden, vaan 12 kuukauden jaksossa, jonka aikana YEL-vakuuttamisen ehdot täyttyvät."}},{"@type":"Question","name":"Miten voin ottaa YEL-vakuutuksen?","acceptedAnswer":{"@type":"Answer","text":"Ole yhteydessä asiakaspalveluumme YEL-vakuutuksen ottamiseksi. Aloittava yrittäjä saa 22% alennuksen maksuista ensimmäiset 48-kuukautta."}},{"@type":"Question","name":"Voiko kevytyrittäjä liittyä työttymyyskassaan?","acceptedAnswer":{"@type":"Answer","text":"Kevytyrittäjä voi liittyä yrittäjien työttömyyskassan jäseneksi, jos YEL-työtulo on vähintään 13 247 euroa vuodessa. Katso tästä lisää yrittäjäkassan sivuilta."}},{"@type":"Question","name":"Milloin aloittavan kevytyrittäjän tulee ottaa YEL-vakuutus?","acceptedAnswer":{"@type":"Answer","text":"YEL-vakuutus tulee ottaa kuuden kuukauden kuluessa, kun kevytyrittäjä työtulosi on vähintään 8 261,71 euroa yli neljän kuukauden aikana ja 12 kuuden sisällä. Eli jos teet töitä alle neljä kuukautta ei tarvitse yrittäjän YEL-vakuutusta ottaa. Muista myös mikäli epäsäännöllisten töistä yhteen laskettuna työtuloa tulee 8 261,71 euroa vähintään 12 kuukauden seurantajakson aikana ota YEL-vakuutus. Lisäksi olet 18–68-vuotias ja asut Suomessa."}},{"@type":"Question","name":"Miten määrittelen YEL työtuloni?","acceptedAnswer":{"@type":"Answer","text":"Määrittelyn perustana on hyvä käyttää saamaasi bruttopalkkaa. Kevytyrittäjän vähentämät kulut ja verottomia korvauksia ei lasketa työtuloon mukaan."}},{"@type":"Question","name":"Voinko ottaa YEL-vakuutuksen Trusterin laskutuspalvelussa?","acceptedAnswer":{"@type":"Answer","text":"Vuoden 2022 alussa tuomme laskutuspalveluumme YEL-vakuutukset. Tämän jälkeen voit hallinoida ja ottaa YEL-vakuutusta suoraan laskutuspalvelussa."}}]}
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Tax deductions for light entrepreneurs

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Great spring that started! When spring comes, the topical issue is tax deductions. You know that as a light entrepreneur at Truster, you're entitled to a lot of money-worth tax deductions, right?

As a rule, you can deduct the following expenses as expenses for the production of income:

Contributions to be charged in connection with the payment of wages and YEL insurance

Truster service charge (including Truster 49 €/month service charge)
Accident service fee
Health insurance contribution
Travel expenses
Material costs
YEL insurance premiums

Taxable reimbursement of travel expenses

Travel expenses that you have not invoiced by invoice to your customer, but have only requested to be taken into account in connection with the payment of wages, are taxable travel expenses. You can claim a deduction for these taxable travel expenses on your personal tax return.

Tax-free travel costs

The travel expenses that you have invoiced by invoice to your customer have, in principle, been paid to you in the form of tax-free compensation. Travel expenses already paid to you as tax-exempt reimbursements must not be reported on your personal tax return. You have received the full tax benefit of tax-free allowances in connection with the payment of wages.

Tools and accessories

Expenses that cannot be taken into account in connection with the payment of wages it is possible to apply for deduction on a personal tax return. Such work-related expenses may include, for example, telephone, computer, workwear and tools, and related maintenance and repair costs.

Office deduction

If you have worked a lot at home, you can make a deduction for your tax return. If more than half of the total number of working days has taken place from home, the value of the deduction for the office is EUR 920. You can also apply for a deduction for furniture and accessories related to the study.

Expenditure on studies and education

It is possible to apply for a tax deduction for work-related study and education expenses, such as participation and course fees. The expenditure must have been paid in person and must be accompanied by an explanation of how the above-mentioned expenses relate to your duties.

Face masks

During the exceptional period, face masks can also be taken into account as tax deductions. Face masks must be personally paid for. The advice gathered in this article has been done to help you without commitment. Please note, however, that individual tax decisions are always made.

Tax Administration

Read more about the tax deductions of light entrepreneurs on the Tax Administration's website:


waxes/expenses for the production of income/

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Truster includes all the services you need to use the invoicing service and comprehensive liability and accident insurances.

Truster is always an affordable invoicing service suitable for both starting light entrepreneurs and full-time light entrepreneurs. Always choose the service package that suits you best. For those who charge a lot Truster 49 €/month is the best billing service option. You can even set up your own online store through us without starting a business. In addition, you can accept card payments through our service. Compare our price list with other billing services. We're the cheapest!